Accept Credit Cards Online Without a Merchant Account

There are two ways to accept credit cards on your site. The first and most expensive, have your own merchant account. Not only is this option expensive, it also requires extensive credit checks, paperwork and usually lasts several days or weeks before they were approved. Fortunately, there is an alternative.

Third party payment processors to accept credit card payments on your behalf exist in growing numbers. These processors are more than a third percentage of the sale of their problems and then spend the rest for you. The prices vary greatly from one payment provider to another, you do your homework is important that the right person for you. Some payment providers accept all types of goods and services, while others specialize in digital products only, or durable goods or services.

The general objective of payment:

Paypal – owned by eBay, PayPal has one of the lowest rates of all third party payment processors. At the time of writing, were her flat 2.9% plus $ 0.30 per transaction. Paypal offers excellent support and documentation very happy to get up and running in no time. http://www.paypal.com

2checkout.com – Has a U.S. $ 49 setup fee. At the time of this writing $ 0.45 U.S. plus transaction fees of 5.5%. Discounted rates are among the group, the service is very good and through them, you can accept credit cards, the most important. http://www.2checkout.com

Suppliers of digital information about the payment:

Clickbank – You pay a one-time setup fee $ 49.95. Then you pay the price of the product under $ 1 and costs by 7.5%. Clickbank is easy to use affiliate program so that money when others sell your product deserve to. http://www.clickbank.com

DigiBuy – An e-commerce solution for publishers of software, shareware, electronic art, information and data. They charge at a rate of 13.9% per transaction with a range of U.S. $ 3 minimum. They offer many features including brandable order forms, invoices and inspection orders. ] Http: / / www.DigiBuy.com [

All but Clickbank will give you the ability to have brandable car. This allows you to customize your order forms so that the customer does not want them leaving your site and trust. All operators of third party payment processors on the offer you support to start.

Credit cards online does not cost you a lot of money. Most of the time it is not even a credit check. Most of these services even regular deposits directly into your bank account ultimate comfort.

If you have to accept your credit card quickly and inexpensively, one of the payment providers, may not be the case is mentioned.

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